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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other secured loans
In this dynamically changing and challenging economic environment, we understand that getting a mortgage can be a minefield. We therefore ensure that we not only get you that mortgage offer but will support you through this process until you complete or get that key. We will liaise with your agent and your solicitor to ensure that this is accomplished successfully.
We have access to the Whole of the market which means we will recommend the most suitable mortgage for your circumstances.
Our process is simple and engaging
We will assess your circumstances, establish your affordability and discuss your needs and preferences ranging from our desire for stability to when you will like to repay your mortgage. This will enable us to source the most suitable lender and product.
We have access to the Whole of the market which means we will recommend the most suitable mortgage for your circumstances.
Our process is simple and engaging
A Mortgage Promise, ‘Decision in Principle’ or ‘Agreement in Principle’ is an initial decision by the lender to lend after they have credit scored your application. This is useful if you haven’t found a property yet but would like to know how much you can borrow. It is also useful for beating the offer queue with the agent.
We will ensure that we submit your application as quickly as possible to ensure that we secure the best deal for you.
Provided that your application is successful and the property valuation is satisfactory, your mortgage lender will issue a Mortgage offer. This is a formal document confirming that your mortgage loan has been agreed.
We will check that there are no discrepancies and ensure any mistakes are rectified.
We will ensure this reaches your solicitor in readiness for completion.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other secured loans.
Crystal Advice Limited is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority, [Maple House, Park West, Sealand Road, Chester, Cheshire, CH1 4RN]
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.
The Financial Conduct Authority does not regulate some forms of bridging loans.
The Financial Conduct Authority does not regulate Wills, LPA’s, Trusts and all services deemed to fall under the Estate Planning and Estate Administration services.
The Financial Conduct Authority do not regulate some forms of buy to let mortgages. We may charge a fee for our service up to 1%. Our typical fee is £500 payable on completion, subject to status.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.
Registered Office: Kings Court, 17 School Road, Birmingham, B28 8JG. Registered No. 9932669. Registered in England and Wales.
