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We can arrange the following insurance for your protection
It makes sense to cover your mortgage with suitable life insurance so that your mortgage can be paid off in the event of your death, Protecting the home you love for the ones you love.
Critical illness cover pays a tax-free lump sum if you’re diagnosed with a serious illness during the policy term, offering you financial security and emotional freedom to focus on your recovery.
It makes sense to ensure that you don’t suffer in the event of accident, sickness or unemployment by having in place adequate cover. This can be recommended in line with any existing cover from your employer.
With an Income Protection Insurance you can receive monthly tax-free income for a certain length of time in the event of not being able to work through disability.
We see on a daily basis, many businesses take out various types of insurance, such as buildings, vehicles etc., but fail to protect their business in the event of the death of an owner or an illness to a key person. Business protection solutions can be put in place to ensure that the business continues, in the event of such eventualities.
If you are mortgaging a freehold property, it is your responsibility to arrange the insurance of the building. The property is the lenders security so insurance is compulsory.
Contents insurance protects your personal possessions. Although it is not compulsory, it is advisable to have this in place.
It is important to protect your rented property.
It is important that you disclose all material facts when making an application, such as any pre-existing medical conditions. Failure to provide such information is likely to invalidate any claim on the policy. Please take the time to read the Key Features Document for exclusions, limitations and eligibility criteria of the cover. Certain restrictions may apply as to the amount of cover you can choose dependent on the individual insurers policy restrictions.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or other secured loans.
Crystal Advice Limited is an appointed representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority, [Maple House, Park West, Sealand Road, Chester, Cheshire, CH1 4RN]
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.
The Financial Conduct Authority does not regulate some forms of bridging loans.
The Financial Conduct Authority does not regulate Wills, LPA’s, Trusts and all services deemed to fall under the Estate Planning and Estate Administration services.
The Financial Conduct Authority do not regulate some forms of buy to let mortgages. We may charge a fee for our service up to 1%. Our typical fee is £500 payable on completion, subject to status.
The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.
The information contained on these webpages is for information purposes only and does not constitute individual advice. Please contact us to arrange a consultation.
Registered Office: Kings Court, 17 School Road, Birmingham, B28 8JG. Registered No. 9932669. Registered in England and Wales.
