We can arrange the following insurance for your protection
It makes sense to cover your mortgage with suitable life insurance so that your mortgage can be paid off in the event of your death, Protecting the home you love for the ones you love.
Critical illness cover pays a tax-free lump sum if you're diagnosed with a serious illness during the policy term, offering you financial security and emotional freedom to focus on your recovery.
Mortgage payment protection insurance (MPPI)
It makes sense to ensure that you don’t suffer in the event of accident, sickness or unemployment by having in place adequate cover. This can be recommended in line with any existing cover from your employer.
Income Protection (Permanent Health Insurance)
With an Income Protection Insurance you can receive monthly tax-free income for a certain length of time in the event of not being able to work through disability.
We see on a daily basis, many businesses take out various types of insurance, such as buildings, vehicles etc., but fail to protect their business in the event of the death of an owner or an illness to a key person. Business protection solutions can be put in place to ensure that the business continues, in the event of such eventualities.
If you are mortgaging a freehold property, it is your responsibility to arrange the insurance of the building. The property is the lenders security so insurance is compulsory.
Contents insurance protects your personal possessions. Although it is not compulsory, it is advisable to have this in place.
It is important to protect your rented property.
It is important that you disclose all material facts when making an application, such as any pre-existing medical conditions. Failure to provide such information is likely to invalidate any claim on the policy. Please take the time to read the Key Features Document for exclusions, limitations and eligibility criteria of the cover. Certain restrictions may apply as to the amount of cover you can choose dependent on the individual insurers policy restrictions.